Condo Versus Semi Prices in Toronto, September 2026
September condo apartments averaged $605,257, down 7.7 per cent, while the GTA semi average was almost flat. I split the city from the 905 before you choose between them.
September condo apartments averaged $605,257, down 7.7 per cent, while the GTA semi average was almost flat. I split the city from the 905 before you choose between them.
The City wants every Toronto homeowner to declare occupancy for 2026, even if they live there. The portal opens at the start of November, and a missed filing is treated as vacant.
TRREB counted 5,040 sales in September, down 9 per cent from a year ago, while new listings fell faster. I break down what that means for a price or an offer this month.
October 28 is the next Bank of Canada announcement, and it comes with a new forecast. I would not guess the decision. I would sort out which part of a Toronto mortgage can move, and which quote already has.
Olivia Chow and Brad Bradford are offering two different housing paths through 2030. One keeps the land transfer tax and builds city rentals. The other would cut that tax for people buying a home to live in.
A first-time home buyer shopping Toronto resale should use August prices, not July. Here is the financing checklist and where the averages sit.
August townhouse prices fell faster than condo apartments. I split freehold row houses from condo townhouses so the comparison is the right one.
August listings were down, and the average home took longer to sell. I explain where resale bidding wars can still happen, and where they do not.
August’s average and the MLS benchmark did not fall by the same amount. I explain the average price vs benchmark gap so you can price from the right number.
A mortgage renewal straight switch lets some uninsured homeowners change lenders without the prescribed stress test. Here is what still applies in Toronto in 2026.
August new listings fell 14.1% year over year while prices were still down. I explain pricing your resale listing when inventory is thinner.
The mortgage stress test still qualifies you above the rate you pay. I explain the 2026 math and what it means for Toronto resale buyers.
David Silverberg is a highly accomplished real estate professional with over 36 years of experience in the industry. He has spent the 17 years specializing in the Toronto market, working with discerning clients in some of the city’s most exclusive neighborhoods. If you’re looking for a dedicated, experienced, and knowledgeable real estate professional to help you buy or sell a property in Toronto, look no further.
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Blog articles are meant to provide general information only and should not be considered as legal advice. It’s best to consult a real estate attorney and agent for questions related to your own real estate dealings.
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