Leverage my 35 years of expertise and knowledge in the Toronto real estate market to achieve your property buying and selling goals. In my blog posts, I share actionable tips and insights to help you understand mortgages and get the best return on your investment.
October 28 is the next Bank of Canada announcement, and it comes with a new forecast. I would not guess the decision. I would sort out which part of a Toronto mortgage can move, and which quote already has.
A mortgage renewal straight switch lets some uninsured homeowners change lenders without the prescribed stress test. Here is what still applies in Toronto in 2026.
The mortgage stress test still qualifies you above the rate you pay. I explain the 2026 math and what it means for Toronto resale buyers.
The Bank of Canada held at 2.25% on September 2. I walk through a fixed versus variable mortgage for Toronto buyers and renewals this fall.
Bank of Canada September 2026 may bring a seventh hold at 2.25%. I explain what that means for Toronto renewals and resale buyers.
Thirty-year insured amortization is back for some buyers, but not everyone. Pre-construction and resale do not play by the same rules. Here is how to tell which bucket you are in.
First-time buyers can combine the FHSA and Home Buyers’ Plan on the same Toronto purchase. Used together, the two programs can put a serious dent in your down payment.
The Bank held rates at 2.25% in June, and the July 15 decision is coming fast. Here is what Toronto buyers and renewals should watch before locking in a mortgage.
Learn how the insured mortgage cap 2026 expansion to 1.5 million dollars helps Toronto move-up buyers. Expert advice from The Real Estate Insider.
Toronto mortgage stress is growing in 2025 as renewals raise payments. Learn how homeowners are coping and how to reduce stress with smart strategies.
Navigate Canada mortgage changes, effective Dec. 15, 2024, to learn how updated rules impact buying, renewing, and affordability in Toronto.
Navigating the advantages and drawbacks of choosing a 30-Year Amortization for your mortgage, tailored to Toronto’s unique real estate trends.
How the Bank of Canada’s 50 basis point interest rate cut impacts Toronto’s real estate market, with insights on benefits and challenges.
Discover practical strategies to avoid power of sale in Toronto and take control of your financial situation before it’s too late.
The Bank of Canada Rate Cut is lowering borrowing costs and increasing confidence in the real estate market. What does this mean for you as a buyer or seller?
David Silverberg is a highly accomplished real estate professional with over 36 years of experience in the industry. He has spent the 17 years specializing in the Toronto market, working with discerning clients in some of the city’s most exclusive neighborhoods. If you’re looking for a dedicated, experienced, and knowledgeable real estate professional to help you buy or sell a property in Toronto, look no further.
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Blog articles are meant to provide general information only and should not be considered as legal advice. It’s best to consult a real estate attorney and agent for questions related to your own real estate dealings.
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